- You've had a Roth 401k account for 5 or more taxable years.
- You are 59 1/2 or older.
- The Roth 401k account holder is dead.
- You are disabled.
Since my Roth 401k contributions are made after-tax, can I withdraw from my Roth 401k account at any time and without taxes?
No. The restrictions that apply to a Roth 401k are the same as those that apply to a 401k. You may only begin to withdraw from your Roth 401k account without penalty under these circumstances:
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