| Roth 401k | Roth IRA | 401k | |
| Contributions | After-tax dollars | Pre-tax dollars | before-tax dollars |
| Income Limits | None | $160,000 for married, $110,000 for single. | None |
| Maximum Contribution | $15,000 in 2006 or $20,000 if 50 or older. | $4,000 in 2006 or $5,000 if 50 or older. | $15,000 in 2006 or $20,000 if 50 or older. |
| Taxes on withdrawals | None. Provided requirements are met. | None. Same requirements as Roth 401k. Can also withdraw in certain cases for a first time home purchase. | All withdrawals are subjected to Federal and most State income taxes. |
| Required Withdrawals | Must begin no later than age 70 1/2 unless still working. | No requirements while owner is still alive. | Same as Roth 401k. |
Roth 401k vs Roth IRA vs Traditional 401k
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